sr22finderSR-22 insurance by state
An SR-22 is a certificate your insurer files with a state agency. What it certifies is set by that state, and the spread is wider than almost anyone expects: Florida requires 4.0 times what Ohio does for one injured person, and two states do not use the SR-22 for a DUI at all.
The same diagram as a table
| State | Form | Shorthand | Amounts | Authority |
|---|---|---|---|---|
| Florida | FR-44 | 100/300/50 | $100,000 per person / $300,000 per accident / $50,000 property damage | Fla. Stat. sec. 324.023 |
| Virginia | FR-44 | 50/100/25 | $50,000 per person / $100,000 per accident / $25,000 property damage | Va. Code sec. 46.2-472(B) |
| California | SR-22 | 30/60/15 | $30,000 per person / $60,000 per accident / $15,000 property damage | Cal. Veh. Code sec. 16430(a) |
| Texas | SR-22 | 30/60/25 | $30,000 per person / $60,000 per accident / $25,000 property damage | Tex. Transp. Code sec. 601.072(a-1) |
| Ohio | SR-22 | 25/50/25 | $25,000 per person / $50,000 per accident / $25,000 property damage | Ohio Rev. Code sec. 4509.51(B)(1)-(3) |
| Arizona | SR-22 | 25/50/15 | $25,000 per person / $50,000 per accident / $15,000 property damage | A.R.S. sec. 28-4009(A)(2)(b) |
| Washington | SR-22 | 25/50/10 | $25,000 per person / $50,000 per accident / $10,000 property damage | RCW 46.29.090(1) |
Every state this site has read, with its authority
A figure is in this table only if it was read out of that state's own statute on September 19, 2026. There is no fifty-row version of this table, because there is not yet fifty states' worth of reading behind it. Linked rows have a full page.
| State | Form | Short | Per person | Per crash | Property | Authority |
|---|---|---|---|---|---|---|
| Florida | FR-44 | 100/300/50 | $100,000 | $300,000 | $50,000 | Fla. Stat. sec. 324.023 |
| Virginia | FR-44 | 50/100/25 | $50,000 | $100,000 | $25,000 | Va. Code sec. 46.2-472(B) |
| California | SR-22 | 30/60/15 | $30,000 | $60,000 | $15,000 | Cal. Veh. Code sec. 16430(a) |
| Texas | SR-22 | 30/60/25 | $30,000 | $60,000 | $25,000 | Tex. Transp. Code sec. 601.072(a-1) |
| Ohio | SR-22 | 25/50/25 | $25,000 | $50,000 | $25,000 | Ohio Rev. Code sec. 4509.51(B)(1)-(3) |
| Arizona | SR-22 | 25/50/15 | $25,000 | $50,000 | $15,000 | A.R.S. sec. 28-4009(A)(2)(b) |
| Washington | SR-22 | 25/50/10 | $25,000 | $50,000 | $10,000 | RCW 46.29.090(1) |
States with a full page
These four have had both their minimum limits and their filing period read from a primary source, which is the bar for publishing a page rather than a table row.
Start with your ZIP
We will carry it up to the form. Nothing is sent until you press the button.
What the SR-22 is, in one paragraph
It is a promise with a tripwire. Your insurer tells the state that a named driver carries at least the statutory minimum, and undertakes to tell the state the moment that stops being true. That second half is the whole mechanism: the certificate exists so that a lapse produces a notification rather than a silence. It is also why the filing cannot be bought separately from a policy, and why a carrier that will not file is simply not in your market.
Why this site has nothing to gain from your answer. We are paid a fixed amount for each enquiry, agreed before it is sent. It does not move with your premium, with whether you buy, or with which agency you pick. So there is no version of this page where steering you is worth anything to us.
How to read the notice you were sent
Everything on this site is background. The operative document is the one a court or a licensing agency sent you, and it answers three questions that no general page can.
Which form. Most notices name it: SR-22, SR-22A, FR-44 or a state-specific variant. The letter matters because it sets the amounts. A Florida notice naming an FR-44 is asking for triple what an SR-22 would certify, and a quote collected against the wrong one is not a quote for your problem.
From when. Look for the date the requirement attached, which is frequently not the date printed at the top of the letter and frequently not the date of the offense either. In California the filing period is measured from the date proof was required; in Texas from the date of the collision; in Florida from the date of reinstatement. Getting this wrong by a few months is the single most common way people finish late.
Until when, and on what condition. Some notices state an end date. Others state a length. A few state neither and leave you to request the release when you believe the period is up, which is how a filing ends up running two years longer than it had to.
Two ways this market fails people
Both are visible from outside, and neither is about price.
The stale figure. Minimum liability amounts move on fixed dates and the superseded versions frequently stay published — sometimes in the same section of the same code as the current ones, marked as applying to policies written in an earlier window rather than marked as dead. A policy bought at a superseded minimum does not satisfy a current filing, and the state finds out when the certificate is filed rather than when you buy.
The funnel that does not connect. The one site holding a page for every state sends visitors to a quote URL carrying a ZIP parameter, and has no code that reads it. The visitor arrives at a form asking about travel insurance. Fifty pages of state content, and the thing they were built to do does not happen. It is worth checking that any site you hand your phone number to does something with it beyond rendering a page.
What is on this site, and what is deliberately missing
Seven states' minimum liability statutes have been read directly and are in the table above. Four of those have had their filing period read as well, and only those four have a page — because a state page that cannot say how long the filing lasts is not worth the click.
Missing on purpose: average premiums, because none were measured; filing periods for Arizona, Ohio and Virginia, because no statute fixing one was located; Virginia's FR-44 amounts, because the provision could not be reached; and any ranking, rating or recommendation of an agency or carrier, because we are paid the same either way and have no basis for one.
That list will get shorter as more statutes are read. It will not get shorter by estimating.
The reason to say so on the page rather than quietly is that a missing state and a wrong state look identical from the outside. A table with fifty rows and no citations cannot be checked, cannot be corrected, and gives a reader no way of telling which of its rows somebody actually verified. Seven rows with a section number against each can be checked in about a minute, which is the only form of trust that survives contact with a statute that changed last January.
Common questions
Which states use an FR-44 instead of an SR-22?
Florida and Virginia. In Florida the FR-44 attaches to a DUI disposition and certifies $100,000/$300,000/$50,000, against a much lower ordinary minimum. See the SR-22 vs FR-44 guide for the comparison.
Is the SR-22 the same document in every state?
The name is. The amounts it certifies, the agency it is filed with and how long it has to stay on file are all set state by state, which is why there is a page here per state rather than one page with a dropdown.
Why does this site not cover all fifty states?
Because it publishes figures it has read from a primary source and nothing else. Seven states' minimum limits have been read and are in the table on this page; four have had their filing period read as well, and those four have pages. The rest will follow as their statutes are read, not before.
Who files the certificate?
Your insurer, with the state. You cannot file it yourself, which is why a suspension sends people shopping: the binding constraint is finding a carrier that will file.
Does the filing add cover?
No. It certifies that cover at least equal to that state's minimum exists, and commits the insurer to notify the state if it stops existing.